Crypto sentiment report

Report on Crypto Sentiment: Study Reveals Traders’ Most Favorable and Unfavorable Perceptions

A recent study uncovered the digital crypto coins with the highest and lowest trader sentiment in the last three months. The top contenders with the most positive sentiment include Uniswap, Ethereum, NEAR Protocol, and The Sandbox. Meanwhile, Polkadot, Solana, Chainlink, and OKB were found to have the least favorable perception among traders.

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Smart Betting Guide’s recent study has uncovered the cryptocurrencies with the highest and lowest crypto sentiment over the past three months (October 2022-January 2023). The research analyzed over 840,000 social media and editorial posts to determine the coins with the most and least favorable online discussions. Crypto sentiment refers to the public and traders’ perception of a specific cryptocurrency, and it serves as a valuable resource for those who track the market and its price fluctuations.

The Cryptocurrency with the Highest Crypto Sentiment ⬆️

Uniswap leads the way as the coin with the most favorable crypto sentiment. Known for its ease of use, Uniswap seamlessly integrates with all ERC-20 tokens and boasts a user-friendly design that is easy to navigate.

Ethereum comes in second place in the top ten list of positive sentiment, with the complete top ten shown below:

Coin % of favorable online conversations from October 2022 to January 2023
Uniswap35 %
Ethereum20 %
NEAR Protocol20 %
The Sandbox20 %
TRON17 %
Internet Computer17 %
Flow15 %
Cosmos14 %
Solana14 %
The cryptocurrency with the highest crypto sentiment

The Cryptocurrency with the Most Unfavorable Reputation ⬇️

Polkadot holds the top spot for having the highest negative sentiment among cryptocurrencies, primarily due to its fluctuating prices, making it a precarious investment. Solana, on the other hand, elicits mixed opinions and finds itself on both our list of the top ten positive and top ten negative cryptocurrencies, coming in at second place with 8%. The complete top ten is listed below:

Coin % of negative online conversations between October 2022 and January 2023.
Polkadot9 %
Solana8 %
Chainlink8 %
OKB8 %
Bitcoin7 %
USD Coin7 %
Dogecoin6 %
Polygon6 %
BNB5 %
The Cryptocurrency with the Most Unfavorable Reputation:

For comprehensive details, please visit the following website:


Our initial step was to gather the top 50 coins from

Then, we utilized social listening through Linkfluence to determine which coins had the most and least favorable sentiment in online discussions.

We eliminated any coins from the top 50 with less than 1,000 posts.

The information collected on January 9th, 2023 encompasses a three-month historical window.

The Cryptocurrency with the Highest Crypto Sentiment 2022-2023

FAQ about Most Favorable and Unfavorable Crypto Coins

❓ What is the meaning of "crypto sentiment"?

Crypto sentiment refers to the public and traders’ perception of a specific cryptocurrency. It serves as a valuable resource for those who track the market and its price fluctuations.

❓ What is Uniswap, and why is it considered the cryptocurrency with the most favorable sentiment?

Uniswap is a decentralized exchange that allows for seamless integration with all ERC-20 tokens and boasts a user-friendly design. It’s considered the coin with the most favorable sentiment due to its ease of use and favorable perception among traders.

❓ Why is Polkadot considered the cryptocurrency with the most negative sentiment?

Polkadot is considered the cryptocurrency with the most negative sentiment primarily due to its highly volatile prices, which make it a risky investment.

sepa iso 20022 xml format example

What is the ISO 20022 XML?

The ISO 20022 is a multi-part International Standard that describes a platform used by banks to exchange banking data. It uses a set of XML design rules to convert messages into XML schemas whenever the ISO 20022 XML is in use. Banks can transfer data in ISO XML format, are account statements, payments and collections, and more. Iso20022 crypto you can get to know in our latest article, but now let’s talk about ISO 20022 XML.

timeline of financial messaging standards

This standardization approach allows users and message development organizations to define message sets. They do so according to an internationally agreed approach using agreed business semantics.

The ISO 20022 standard supports using richer and better-structured transaction data, especially in financial messages. It aims to deliver a better customer experience by improving fraud prevention measures, enabling higher resilience, and much more.

ISO 20022 covers 20 business areas with more than 400 messages. A four-letter area code usually identifies each room. For example:

  • Payment Initiation – PAIN
  • Account Management – ACMT
  • Security Settlement – SESE and more

A big driver for adopting ISO 20022 is the Single European Payment Area (SEPA) that replaces payment processes in several countries.

What is XML?

Extensible Markup Language (XML) is a computer language for storing, transmitting, and reconstructing data. The metalanguage allows users to define their customized markup languages. This is true, especially regarding the display of documents online.

Like HTML, which tells an application how a document should look online, XML describes what’s in the paper. In other words, XML is usually concerned with information osm organized, not how it’s displayed.

There are many benefits of using XML. First, it allows businesses and corporations to transfer databases and websites without losing crucial information. Second, it will enable the customization of data presentation. Lastly, it makes searches more efficient as search engines can sort through the tags fast.

ISO 20022 XML Format Example

To conduct their business, payment processors and banks exchange massive amounts of information among themselves and with customers. These exchanges only work if the sender and receiver of the message understand how to interpret the data.

Overview of global regions ISO 20022 implementation timelines

To eliminate the need for human interpretation, the financial industry created a system to organize data for more specific performance by computers. Here is an ISO 20022 XML format example that’s an excerpt from an ISO 20022 Customer Credit Transfer.

Let’s assume a bank in the Netherlands (Bank Identifier Code EXABNL2U) has a corporate customer ACME NV, Amsterdam. The customer wants to transfer $12,500 from their account, 8754219990.

Instead of the bank addressing the request above to its US Dollar correspondent in unstructured text, it sends a structured text. They do so based on the ISO 20022 XML format, as shown below.

The ISO 20022 XML format above provides clear definitions of the data formats, such as field lengths, character sets, and codes.

For example, the line: 12500shows the type of currency being transacted and the amount of the transaction. This is the underlying standard for a Customer Credit Transfer message. Not only does it start with the correct XML tag, but it also includes the ISO currency code and the actual amount.

ISO 20022

What are The Benefits of ISO 20022 XML Format?

Since the adoption of the iso 20022 XML, the financial industry has been enjoying the benefits below:

Banks and other financial institutions adopted standardized return codes, dedicated returns, and much more. As such, the current delays in returning funds to customers and even responding to queries is drastically reduced.

The financial industry has enjoyed greater message harmonization across the banking and payment industry. This is thanks to using a universal message type for all payments. As such, it’s been easier to integrate more schemas faster.

ISO 20022 introduced dedicated reference fields. These fields remain unaltered during the transmission of payment data. It also introduced structured remittance data and fast customer reconciliation capabilities.

Lastly, ISO 20022 XML introduced rich structured data that provides excellent transparency. It also creates efficiencies by reducing delays associated with inconsistent, incomplete, and unstructured data.

Check our article about CBPR+ ISO 20022 for Dummies.

nft betting

NFT Betting, Gambling and Games

NFTs have been gaining popularity in most sectors in recent years. Most technological firms are integrating these currencies in various industries, including crypto bet and gambling. NFTs have taken the gambling industry by storm as many gamblers prefer stacking on NFT gambling games. Besides being enjoyable, these games have a possibility of higher returns. This article provides a comprehensive guide on NFT betting and the top NFT gambling games you can play.

nft gambling casino games nft


What is an NFT?

NFT (Non-Fungible Token) as a unique type of encrypted digital data in a blockchain. This digital token can contain various files, including audio, video, and images.

What is NFT betting?

NFT betting involves playing gambling or casino games on top betting sites using NFTs.

Let’s look at the top NFT gambling games you can consider: Lucky block, Sloties, Gods unchained, Silks, Axie Infinity.

NFT slot is the best casino game you can enjoy on different betting platforms. Experts reveal that it’s a popular choice among most gamblers for multiple reasons. You can play the game easily; it has smoothly animated slot machine sounds and allows you to place varying bets.

What is an NFT?

Experts refer to an NFT (Non-Fungible Token) as a unique type of encrypted digital data in a blockchain. This digital token can contain various files, including audio, video, and images. NFTs’ main feature is the ability to generate a certificate of ownership and authenticity for the owners using blockchain technology.

With this feature, all the NFTs are usually unique and are one of the most secure digital currencies. This digital currency has become a popular way to purchase or sell digital artwork, including video, images, and audio files. Besides trading artworks, technological firms are incorporating them into other sectors, such as gambling. Many gamblers prefer NTFS over fiat currencies when gambling.

How NFTs Relate to Crypto

Despite having different features, NFTs and crypto relate in some ways, which makes them work alongside one another in some industries. Developers use the same technology and principles to make these digital currencies on a blockchain. However, the same developing principles and technology don’t make digital currencies serve the same functions.

Besides trading on the same blockchain, these digital currencies have transactions that make verifying their authenticity easy. With these digital currencies having some similar features, these currencies can work together when you’re trading or having an activity that requires digital transactions.

nft and crypto differences

You can use your preferred cryptocurrency to buy tokens on NFT marketplaces before trading or using the currency for betting. Remember, purchasing an NFT with a cryptocurrency increases the crypto and NFT value. Besides these similarities and relationships, NFTs may differ from cryptos. For instance, the NFT’s features make it hard to use them to purchase valuable products.

NFT Betting

NFT betting involves playing gambling or casino games on top betting sites using NFTs. You can take with NFTs or win NFTs as game tokens or prizes. Gambling NFTs offer a fast and safe way of enjoying your gambling and reaping huge returns. With the tokens working with a blockchain technology similar to cryptocurrency, it creates a safe or secure environment for gambling NFTs.

Some popular sites and games have started allowing NFT betting. The NFT gamble process allows you to wager NFT or claim these digital currencies as tokens and prizes. Thus, the move is making most gamblers switch from using fiat currency for betting. You can gamble on these sites by staking your preferred NFTs on the available games.

With proper playing and staking, you can always earn huge rewards. Remember, NFT is a digital asset whose continuous goes, making it easy to conserve it and exchange the currency as its value rises. Besides being an easy and enjoyable way to gamble, you can reap better rewards from NFT betting.

nft gamble

NFT Gambling Games

With the growing popularity of NFL betting, most platforms are incorporating NFT gambling games on their sites. Let’s look at the top NFT gambling games you can consider:

Lucky block

Lucky block – it’s a top NFT gambling game that follows the current trends and allows you to enjoy new playing styles. You can get the chance to win daily prizes and payouts by playing this game. The most interesting fact about this game is the ability to compensate token holders in multiple ways.


It’s probably the most popular and profitable NFT gambling game. The game provides access to the largest online and fastest-growing casino or betting games on a blockchain. Slotie provides a unique NFT that resembles a slot machine but has a twist. While enjoying this game, you can easily breed your NFT digital currencies, referred to as Junior sloties.

Gods unchained

Gods unchained is a great game for gamblers or individuals who enjoy seeing some magic while betting. It’s one of the most enjoyable and popular NFT gambling games, where a single card represents one NFT. This game makes it easy to reap significant gains while enjoying the fun.

nft game gods unchained


Silk is the best NFT betting game for horse racing enthusiasts. You can enjoy the game by purchasing a real racehorse that the platform transfers to the virtual world. Besides benefitting from the rewards, you can also enjoy the exciting nature of this game. Most gamers reveal that it’s the easiest NFT gamble to win.

Axie Infinity

Axie Infinity – it’s a unique NFT betting game that runs on Ronin and Ethereum blockchains. For the past years, many gamblers have enjoyed the attractive and profitable nature of this NFT game. The game has instructions and features resembling Pokemon but comes in the PvP and Adventure modes.

The Adventure mode allows you to fight with other players or enemies to win the Xps or NFTs. In contrast, the PvP means that you specifically have to battle other players to reap the rewards. Also please check out our article about How to earn crypto passively.

Best NFT Casino Game

With the popularity of NFT betting, many gamblers are quickly switching to NFT gambling. While switching to this profitable and enjoyable way to reap huge returns from betting, most gamers find it challenging to choose the best casino game. The best NFT casino game guarantees you the best returns and top enjoyment.

NFT slot is the best casino game you can enjoy on different betting platforms. Experts reveal that it’s a popular choice among most gamblers for multiple reasons. You can play the game easily; it has smoothly animated slot machine sounds and allows you to place varying bets. Thus, you can play a real game and reap more NFTs on your preferred gambling site.

Final Thoughts

With the NTFS gaining popularity in most sectors, including the betting industry, most gambling sites are incorporating these digital currencies in their systems. You can easily stake or enjoy your favorite game by staking or requesting NTFs as prizes. There are numerous NFT gambling games, like Silks, Gods unchained, Lucky block, Sloties, and Axie Infinity. NFTs betting offers an enjoyable way to reap huge benefits from gambling while staking digital currencies.


Make $100 a Day Trading Cryptocurrency

How to Make $100 a Day Trading Cryptocurrency? Is it possible? Cryptocurrency trading can be incredibly profitable, but it’s also volatile and risky. Before you start buying and selling cryptocurrency, you should know a few things to help ensure your success and protect your money. This guide will help you figure out what kind of trader you want to be, how much money you need to get started, and how to invest in cryptocurrencies safely so that you can make $100 or more every day while still leaving yourself enough capital to grow your business into the future.


Check out our latest post about how to earn crypto passively.

How much money to start day trading crypto?

The first question is how much money to start day trading crypto? To start trading cryptocurrency, you’ll need a few things. First, you’ll need some money. On average, most beginners start trading crypto from $50 to $100. Of course, how much you’ll need will depend on the exchanges you want to use and the cryptocurrencies you want to trade. Second, you’ll need a way to store your money. This can be done through an online exchange or an offline wallet. Third, you’ll need to find an exchange that offers the coins you want to trade and is compatible with your storage method. Once you’ve signed up for an account, you’ll need to deposit funds to be available for trading. Some of these steps may vary depending on your chosen platform, but they should give you a basic idea of what is involved in becoming a crypto trader.

How to start a crypto exchange?

The second question is how to start a crypto exchange? If you’re considering getting into the cryptocurrency market, you should know a few things before you start trading.

(a) Understand how you’ll want to trade crypto

You can either buy the digital currencies or speculate prices using CFDs. When you buy digital currency, it signifies that you’re the owner of digital currency outright. The idea here is to hold it for as long as possible and see its value increase over time. On the other hand, when you speculate on prices with CFDs, this indicates that you’re not owning any underlying assets but instead profiting from movements in the price of them.

(b) Know how the market works

Basically, the cryptocurrency market can be hard to understand at first because, unlike traditional markets like stocks, commodities, and forex, which have predictable trends and cycles, cryptocurrencies don’t. These digital currencies follow completely different patterns due to their decentralized nature. They are also volatile, which could go up or down drastically within minutes. There is no one way to predict what will happen next; some people believe that bitcoin will become the new gold standard, while others believe it’s just a fad. As an investor, make sure you do your research before diving into the market.

(c) Open an account

You can trade cryptocurrency on most exchanges. To open an account, you’ll need to provide basic information about yourself, including your full name and email address. You’ll also have to agree to terms and conditions that prevent fraud on both sides of trading (read them carefully). The process usually takes a few minutes but may take longer if your identity needs verification.

(d) Develop a trading plan

Once you’re ready to begin trading, you must develop a trading plan. This includes not only your entry and exit points but also how much money you’ll invest in making sure it fits into your overall financial goals. Developing an investment strategy will help protect you from rash decisions based on market fluctuations. Plus, with a sound trading plan, you’ll always know exactly where you stand financially.

(e) Pick the right cryptocurrency trading platform

Several cryptocurrency exchanges exist, including Coinbase, GDAX, and Kraken. Each one offers its own unique features. For example, if you’re looking for an easy-to-use platform that’s already vetted by thousands of people, try Coinbase or GDAX. If you want access to more altcoins and faster trade execution, give Kraken a shot. Whichever exchange you choose, remember to never leave funds on the exchange itself. Always withdraw funds back to your personal wallet after trading. After doing so, you’ll receive a notification that the transaction has been completed. That’s all there is to it!

Ways to increase your Crypto trading strategy

There are several ways you can employ to help you earn $100 or more in cryptocurrency trading every day. These methods include;

(i) Risk management

You need to find the right balance between risk and reward so that your risk exposure is as low as possible while your potential profit is maximized. A trader needs to know how much they can afford to lose and not exceed it by any means because if they do, then they will end up with nothing after the trade is done. If you set aside a predetermined amount of money for every trade, which might result in loss, then you are preparing yourself for that eventuality.


(ii) Follow crypto news

You can also employ news as a tool to help you make money on cryptocurrencies. You need to learn which are reliable sources of crypto news, which will help you gain an insight into what is driving trends in cryptocurrency prices.

(iii) Use technical analysis

Technical analysis is another way you can make money on cryptocurrencies. This is where you look at charts and graphs of price movements over time, then analyze what might happen in the future. It’s essential to take note of market volume too. When there’s high volume, this indicates a lot of buyers or sellers and their level of interest in the current situation. Low volume means less interest from traders, which could mean an opportunity to buy low or sell high when there is little resistance from the market.

(iv) Use stop losses

A stop loss is another method you can use in your crypto trading strategy. This is where you set a predetermined amount of loss that will trigger your order to be executed. It helps you save money and avoid getting stuck in trades against you.

(v) Trade long-term strategies

One final way to increase your crypto trading strategy is through long-term strategies. These involve buying or holding coins for longer periods of time, months or years, instead of days or weeks. The logic behind this approach is simple: Holding a coin during down periods means the possibility of bigger gains when it starts going back up again.


Final Thoughts

So how to make $100 a day trading cryptocurrency? As you can see making $100 a day trading cryptocurrency is possible. Just know that investing in cryptocurrency and trading crypto requires research and knowledge of the market. Follow the tips from this blog post, and you’ll be on your way to becoming a crypto millionaire!


CBPR+ ISO 20022 for Dummies

ISO 20022 is a messaging standard for financial transactions. It enables more accurate and efficient communication between banks, businesses, and other institutions. The use of ISO 20022 will help to make the global financial system more interoperable and reduce processing times for transactions. CBPR+ is an initiative that seeks to promote the adoption of ISO 20022 by businesses and banks. Businesses can improve their communications with customers, suppliers, and other partners by using this standard. Banks can also benefit from increased efficiency and reduced processing times for transactions.


Meaning of swift CBPR+

Swift CBPR+ is a framework that facilitates the development and implementation of participatory research projects. This framework aims to provide researchers with the tools they need to engage participants in every stage of the research process, including planning, implementation, and dissemination.

This approach treats research as a partnership between investigators and participants and is designed to ensure that all voices are heard and that everyone has a stake in the project’s outcome. Swift CBPR+ built on four core principles: co-creation, capacity building, participatory action, and reflexivity.


The research process should be collaborative, with investigators and participants working together to identify the problem, design the study, and collect and analyze data.

Capacity building

Participants should be actively involved in all aspects of the project, including planning, implementation, and dissemination. Also this process will build their capacity to take action on the studied issue and participate in future research projects.

Participatory action

Research should be driven by a desire to make a change and improve lives. As such, the research results should be shared with participants and used in advocacy efforts to increase awareness about issues and advocate for policy changes.


Reflecting on one’s biases, assumptions, limitations, and power imbalances is essential to ensuring that research conducted ethically and respectfully.

A guide on CBPR+ swift

CBPR+ swift is an open-source, free and easy-to-use tool that helps researchers automate the publication process. It allows you to submit manuscripts directly to journals and collaborate with others on a research project in real-time. This guide will walk you through the steps needed to use CBPR+ swift for your research.

There are three main steps to using CBPR+ swift: creating a research project, entering your manuscript details, and submitting the final version of your paper. In this guide, we will walk you through each step so that you can easily navigate the platform and start using it for your research projects.


How to create

First, let’s look at how to create your research project. When you first access CBPR+ swift, you will be prompted to create a new project or log in to an existing account. Click on the “Create Project” button, and you will then be guided through the steps for creating your research project.

Title and description

First, you need to enter a title and description for your project. You can also add collaborators at this stage if you wish. Once you have entered all the required information, click on the “Create Project” button, and your project will be created.

Create content

When you create your project, you can start adding content to it. Click on the “Add Content” button to begin. You will be able to choose from various content types, including manuscripts, figures, and tables. Select the type you would like to add and then click “Add”. Also, in this example, we have added a paper as our first piece of content.

Manuscript details

You can enter the title and author information when adding your manuscript details. You can also add keywords, which will help categorize your paper and make it easier to find by other researchers. When you enter all the required information, click on the “Submit” button, and your manuscript will add to your project.



The final step is to submit your paper for review. Click on the “Submit for Review” button, and you will be taken to a page where you can enter your paper’s title, author information, and keywords. Once you have entered all the required information, click on the “Submit” button, and your paper will be sent off for review.

CBPR+ guidelines

Here are the top five CBPR+ guidelines:

Define the scope of your project

The scope of a CBPR+ project should be clearly defined to decide which stakeholders and communities to engage with, what methods to use and how data will be analyzed.

Respect participants’ time and values

When designing your project, make sure that you respect the time participants have agreed to devote to your project. Be clear about what you expect from them and ensure that they understand how their time will be used.

Establish consent processes for research activities

When collecting data, establish a robust consent process for all individuals in contact with your project. It is important to have a consent procedure to help you gain the trust of participants, enabling you to conduct ethical research. So informed consent should include information on how analyze and share data with others.

Protect the privacy and confidentiality of participants’ data

Participants in CBPR+ projects should know exactly what is involved in the project and how their data will be used. Projects should have a clear plan for protecting the confidentiality of participants’ data.

Be transparent about funding sources.

When conducting CBPR+ projects, it is important to be transparent about any funding you have received. This includes disclosing any conflicts of interest that may exist. The best way to be transparent is to add a funding section to your project description.

Cbpr+ ISO 20022

CBPR+ is an extension of the existing Cross-Border Payment Regulation (EC) No 924/2009 (CBPR). Also it adds new requirements for harmonized standards for cross-border payments in the EU, focusing on ISO 20022.


What are the benefits of CBPR+?

CBPR+ aims to make cross-border payments easier for businesses by making standards more transparent and removing complicated processes. It also helps improve competition in the EU market. The extended regulation will create one harmonized standard for cross-border payments on which domestic regulations can be based. Banks and other payment service providers have a level playing field when offering cross-border payment services.

What is ISO 20022?

ISO 20022 is an international standard for financial messaging. Banks and other financial institutions use it to exchange information about financial transactions. Also ISO 20022 messages are based on XML (Extensible Markup Language), making them easy to read and understand. Finally it means that businesses can communicate with their bank more easily and make cross-border payments without going through a complex exchange of documentation.

What does CBPR+ mean for companies?

The extended regulation will require financial institutions to use ISO 20022 when exchanging information about transactions between banks in the EU and for transactions in other currencies. This will make it easier for companies to make cross-border payments, as they will be able to use a single standard when dealing with their banks. In addition, the extended regulation will allow businesses to choose between different types of cross-border payment services, depending on their needs.

To keep up with the ever-changing payments landscape, businesses need to adopt new technologies and standards such as ISO 20022. By doing so, they will be able to improve their customer experience, increase efficiency, and reduce costs.


ISO 20022 Compliant Crypto List

ISO 20022 was created by the International Organization for Standardization (ISO). It describes banking, finance, and insurance messaging standards that are open to any company or organization that wishes to join. Although it does not define data formats the applications may use, it covers business-to-business (B2B) communication between companies. The language used by ISO 20022 is English. ISO 20022 compliant crypto list below:

  • Ripple (CCC:XRP-USD)
  • Stellar Lumens (CCC:XLM-USD)
  • Iota (CCC:IOTA-USD)
  • Algorand (CCC:ALGO-USD)

More about ISO 20022 crypto. 

ISO 20022 compliant crypto list. What is it, and why should you care? ISO 20022 is a messaging standard used by banks and other financial institutions for transferring securities. It’s been around since 2002, and its popularity continues to grow. Recently, the ISO released a new version of the standard that includes support for crypto assets. This has caught the attention of many in the crypto community, who see it as a sign that ISO 20022 could be used as a global standard for blockchain payments. While there are still some hurdles to overcome before that can happen, the potential benefits make it worth exploring in more detail. In this blog post, we’ll take a closer look at ISO 20022 and know more about power blockchain payments.

ISO 20022 compliant crypto

Warning: Unsupported encoding detected. ISO 20022 is a self-contained and complete integrated information and communications standard for electronic data interchange between financial institutions across all channels, including established international payment instruments and new technologies. The standard contains technical specifications for the interaction among the participants in an ISO 20022 compliant financial system using message exchange to support transactions that add or collect funds from customer accounts. It also defines rules governing the protocol that allows different interworking architectures to carry out message exchanges when implementing a transaction request in an interoperable manner.

The following article will describe creating a database-backed web application that can store encrypted credentials necessary for an ISO 20022 compliant banking system to transmit messages over the wire securely.

Financial institutions have widely adopted ISO 20022 as the standard message format for transfers, direct debits, and card payments. Many institutions are now applying this same messaging standard to their processes involving cryptocurrencies.


ISO 20022 basics

ISO 20022 defines mandated content components of specific messages sent between entities in implementing either a transfer or trade finance transaction. For each element, there are also rules around the data that needs to be present and the values of that data. These rules are based on market conventions accepted by financial institutions in each country.

Every participating institution had its message format for cryptocurrency transactions in the past. Recently, some institutions have been standardizing their cryptocurrency transaction messages to follow ISO 20022. Two of the largest cryptocurrency exchanges developed a set of standards for messaging cryptocurrency payments using ISO 20022.

How does this affect you?

Because there is more than one way to send a currency payment using ISO 20022, your bank may need your help when deciphering a payment message from another institution coming across your desk. If you try to figure out what’s happening with someone else’s message, remember to use the rules around Mandatory Components only. The Optional Components in ISO 20022 are optional for a reason.

What could go wrong?

Your bank may misinterpret a message or misunderstand how a particular component filled out when processing a cryptocurrency payment. Also, specific values sent in an ISO 20022 message will need to match what your institution expects. Otherwise, there will be problems processing the payment.


While ISO 20022 could be used in any context or industry where businesses communicate electronically. It’s design goals have been tailored to address issues commonly encountered in financial services. As a result, it offers a service-oriented architecture that addresses several contemporary requirements related to financial transactions, including automated reconciliation and error handling. This achieved by basing the standard on existing message syntaxes within specific industries such as securities settlements and insurance.


In conclusion, if you want to find a list of cryptocurrencies compliant with ISO 20022, we have compiled one for your convenience. This page provides information on the top three cryptocurrencies, all in compliance with ISO 20022. And how they compare against each other. The table below shows an overview of their features and specifications. So that you can see at a glance what makes them different from each other. We also provide links to where you can buy these coins if you’re interested in investing in any of them.

next-cryptocurrency to-explode-2022

Next Cryptocurrency to Explode 2022

2021 takes pride in proving to the world that Cryptocurrency is the future currency. Crypto investors will happily say it has been a year of eve. Whether or whether not 2022 will be a success is yet to unfold. It can either blow us to the death or do what this year has done. All eyes are on the future of Cryptocurrency. By now, three-quarters of the world are aware of Ethereum and Bitcoin. While the former consistently trade at $ 4000, the latter trades at $60,000. The good news is that little-known cryptocurrencies are likely to give eminent profits. Equally, the lesser-known crypto is on the verge of exploding in 2022. As we approach 2022, here are some promising cryptocurrencies to keep an eye on. Let’s talk about next cryptocurrency to explode 2022.


Crypto That Will Explode In 2022

By now, the growth of Cryptocurrency is unstoppable. All the signs towards success in the coming year are prevalent for the folks that trade with crypto. The next Crypto that will explode in 2022 include the following:

Avalanche (AVAX)

Little known to many, avalanche has been a hot cake this year. At the onset of 2021, AVAX was trading at around $ 4; however, ten months later, it has risen to more than $145 and finding its way to the top 10 cryptocurrencies. Currently, it has a market capitalization of more than $25 billion. It is the native crypto of the Avalanche blockchain. It is equally a stiff competitor of the Ethereum crypto in terms of Smart contracts. Its robust push is due to a new contract with Deloitte that will employ AVAX to support its work. This and many more to come will soar into greater heights come 2022.

HUH Token (HUH)

The HUH Token is the most incredible explosion yet to come in less than three weeks because it is on the verge of launching. Like it has been the norm before with the tokens like Shiba Inu when appropriately launched, and at the correct time, tokens explode in thousand folds. For instance, when Shiba Inu was launched, it took a few months to shoot up to 70,000%. All the eggs have been put into the HUH Token bucket. It is equally launching a referral scheme where holders can refer other investors and get 10% of their initial deposit.

Interestingly, you can refer to as many investors as you would wish. HUH, Token will launch on Pancake and Uniswap networks to embrace stability. Since HUH Token is yet to launch, it is on the presale phase and easy to get. It will probably be the next Cryptocurrency to explode in 2022.

Chainlink (LINK)

Chainlink (LINK)

Chainlink was founded in 2017. It is a blockchain abstraction layer that caters to smart contracts’ connections. Chainlink uses a decentralization system that allows blockchain to securely interact with payment methods, external data information, and events to provide the essential off-chain data required by complex smart contracts to become the predominant form of digital contract. Therefore, the decentralized system gives investors the trust to invest further, and with its blossom capabilities, LINK is likely to explode in 2022.

Shiba Inu (SHIB)

With a 24 hour trading of more than $ 0.000060 billion, Shiba Inu is a crypto coin that has attracted public attention in recent months. Two months ago, SHIB held more than a $40 billion market cap. Shiba Inu attracts many investors with a dog’s image, leading to its tremendous growth. This is one of the great cryptocurrencies to acquire in 2022 because its shoot is inevitable.

Best Crypto 2022

Alongside a few ugly experiences, there has been great news regarding cryptocurrencies. Everyone can look at the graph and smile because crypto continues to witness a surge in the market. Knowing the right moment of investing is ideal to avoid any losses if you are familiar with crypto. That being the point, crypto lovers are hopeful that next year will still be good for them. The following cryptocurrencies are best-positioned and will likely make the investors rich in 2022. Best crypto 2022 below:


MarketMove (MOVE)

If you ask any Cryptocurrency investor, they’ll tell you rug pull is the only challenge. Thanks to the incorporation of Al-driven contract audits, MOVE aims to do away with the problem of rug pull. The network space will distinguish quality from speculative crypto projects using solid cases. The decentralized system on MOVE allows investors to buy and sell coins without limitation. MOVE intends to launch staking that provides extra returns on the initial deposits in the coming years. The MOVE crypto has an efficient team with more experience in crypto. For long-term investment, MOVE crypto is worth holding. The platform aims to pursue an excellent market investment in 2022 and beyond. Expect multifold returns from MOVE in a few months to come.

inSure Defi (SURE)

inSure argue that it is the first insurance ecosystem with stalking power globally. It aims to protect investors by eradicating scammers and avoiding the frequent devaluation of the portfolio. As an investor, you must buy SURE Token to get insurance. The insurance becomes effective after seven days. The insurance exists in different packages, with the least being a beginner plan. It involves holding 2,500 SURE tokens and covers up to $ 1,000. The diamond plan follows with a holding of 500,000 SURE tokens. It provides insurance coverage of up to $140,000 for a maximum of two years. SURE tokens also provide annual returns of 60%. Aside from the insurance benefit, investors profit from holding the tokens. The insurance factor attracts many investors, making SURE the best crypto 2022.

Rari Governance Token (RGT)

RGT is among the best profitable crypto of the year. When users deposit the RGT crypto, they begin earning immediately with high returns. It has launched an interactive network known as the market that interacts with Fuse on the Polygon platform. Rari governance aims to provide financial technologies to all users that were previously accessible to the elite. It has a market cap of $ 169 million, with more than 12000% returns in one year. Its high growth will make it a great deal in 2022.

Rari Governance Token (RGT)

Crypto 2022

Since 2021 is a cheerful and instrumental year for Cryptocurrency, many experts believe this is a preview of what will occur in 2022. Thanks to all groundwork laid this year, the following may happen next year. Crypto 2022 below:

Traditional finance shall have an instrumental role in crypto

In 2021 most institutions have had faith to invest in the Cryptocurrency market. Banks have been at the forefront of giving their clients more money to invest in crypto. Influential people have also taken part in the crypto market this year. In 2022, many institutions and organizations will step in to invest more than this year.

More states will incorporate crypto into financial systems

Many countries now believe in the future of crypto. Several of them have launched their digital coins with the support of their sovereign central banks. 2022 will likely see governments regulating and incorporating crypto into their financial sectors. This shall set the pace for other countries to adopt crypto into their systems. Financial experts still believe that from 2022 and beyond, crypto will become a norm in our lives.

Efficient regulations across jurisdictions

In terms of regulators, 2021 has been great. The increase of crypto legislation has gone up. In 2022, we expect many countries to align regulations to create good platforms for crypto innovations and new products.


Best Crypto to Invest In 2022

The growth of cryptocurrencies has been impressive in recent years. Almost half of the world is fully aware of crypto and its success. The following cryptos did very well in the recent past and are expected to do so in 2022. Best Crypto to Invest In 2022 below:

Ripple XRP

Ripple centers on an open-source blockchain called the XRP Ledger. Among the prevalent reasons to invest in XRP include;

  • It processes transactions using a rapid time of fewer than 3 seconds.

  • XRP uses minimal energy consumption.

  • With less than seven years since its launch, XRP has a market value of more than $51 billion.

  • Ripple crypto is highly volatile when it comes to performance, making it the best digital currency to invest in in 2022.

  • Its current price is $0.89 and is expected to rise to $3 in 2022

Uniswap (UNI)

Uniswap (UNI)

The best crypto to hold in 2022 is the Uniswap. It comes second on Decentralized Exchanges in terms of market value. Currently, UNI is the 12th largest crypto to trade-in. It is rapidly expanding into tokenization of assets like stocks. It operates in a liquidity pool where holders pool their assets and earn transaction returns through smart contracts. Uniswap is one of the best cryptos to invest in in 2022.


So thats all about next cryptocurrency to explode 2022. Crypto is the future currency, and from 2022 and beyond, most lives will depend on digital currency. Since 2021 and previous years have been good phases for Cryptocurrency, investors are hopeful that 2022 will see more exciting events around the Cryptocurrency market. If you are planning to purchase crypto, the time is now.


Best GPU for Mining

Cryptocurrency mining using hardware has gain popularity in recent years. You will have an opportunity to mine and earn different cryptocurrencies. However, a high-quality GPU is needed to speed up the process. The best GPU for mining are available in the market, and their architecture can operate smoothly while mining.


Remember, this is a heavy process that is hard to run on your computer for a long time. Also to support this mining process, you will need the right GPU to handle the process. Below are some of the best GPUs you can use for mining.

Best GPU for mining in 2021 and 2022

Let’s talk about best GPU for mining in 2021 and 2022:

NVIDIA GeForce RTX 3060 TI: Best overall GPU for mining in 2021

This is the best GPU for mining in 2021. It comes with the latest Ampere architecture that is best for mining. This GPU is a supper choice because it provides more efficiency in terms of performance. With NVIDIA GeForce RTX 3060 TI, you can get a steady monthly income with a relatively low energy cost. It has a hash rate of 60MH/s which will enable you to optimize the energy consumption while maximizing your mining performance.


Key features

  • 60MH/s hash rate
  • Graphic card Power – 200W
  • RTX 30-series GPU
  • 4864 CUDA cores
  • Boost Clock – 1.67 GHz
  • Memory size – 8 GB
  • NVIDIA Architecture – Amperes
  • Max- GPU temperature 93 C
  • Graphics card power – 200W


  • Good performer
  • Energy efficiency
  • Excellent value
  • Stays cool


  • It has an awkward 12-pin connector on its FE cards

Where to buy:

GTX 1070 hashrate

As a rule of thumb, you need an ideal graphic card for crypto mining. Let dive in further to know the best Gtx 1070 hashrate for crypto mining. Here best Gtx 1070 hashrate.


Asus GeForce GTX 1070: Best Gtx 1070 hashrate

It is the best option you can use from a reliable and trusted brand. Also it is one of the best graphic cards that you can get for crypto mining with a reasonable hash rate. It comes with a boost clock of 1860MHz and a memory of 8GB GDDR5.

Asus GeForce GTX 1070 is a perfect option that you can use to build your crypto mining rig. Moreover it will enable you to generate a hash rate of 32 MH/s with a power consumption of around 130W. Also it also has a robust casing that will protect your GPU from damage or dust. You can install this graphic card quickly, and also it comes with software that you can also use to adjust the GPU setting to optimize or boost the mining process.

Key Features

  • Graphic ram – 8GB
  • Width of the memory bus 256 bits
  • Speed of the memory clock 1860 MHz
  • Graphics RAM – GDDR5
  • Style – STRIX GTX 1070 OC


  • Most powerful and affordable GPU with a good GTX 1070 hashrate for mining
  • It has 8GB GDDR5 graphics memory
  • It generates 32MH/s with a power consumption of 130W
  • Affordable price


  • Sometimes is so hard to get it from the online retailer.

Where to buy:


Best mining cards

When it comes to the best mining cards, you have to go for the one that can perform more calculations. We go for the best Mining card because it will perform better and increase the chance of mining more cryptocurrency. Here is one of the best mining cards that you can use in cryptocurrency mining.

NVIDIA GeForce RTX 3090 founders edition graphic card

It is the best mining card that comes with 23 GB ram. It has a double cooling system on its board to make sure everything runs smoothly.


Its architecture is a bit different from the other GPU because it can run faster. Its design is optimized so that it has 2x higher performance if you compare it with the previous single GPU cards. It is powered by a 2nd generation RTX architecture and advance AI technologies. Moreover, with all the advanced features of this GPU, it is among the best mining GPU in 2021.

Key features

  • Boost clock – 1.70 GHz
  • Memory size – 24 GB
  • Memory Type – GDDR6X
  • Width of the memory interface – 384-bit
  • Max- GPU temperature – 93 C
  • Graphic card Power 350W
  • NVIDIA Architecture – Ampere


  • Best mining card with outstanding GPU performance
  • Have excellent cooling
  • Great valueCons
  • It is a larger card

Where to buy:

GTX 1060 hashrate

GTX 1060 is among the best GPU for mining you can use for cryptocurrency mining. The good thing with Gtx 1060 it comes at an affordable rate with good features that will boost your crypto mining performance. Below is the best Gtx 1060 hashrate that you can use in 2021 for crypto mining.


Asus GTX 1060 6GB

It is one of the best cards that will give you a hash rate of 24 MHash/s, and it has a Core Clock speed of 2025 MHz. Also this hardware is powered by NVIDIA Pascal. It was manufactured using the best automation technology to enhance its capability. It also comes whit tweak software that you can use to adjust and monitor its settings.

Key Features

  •  24MH/s hashrate
  • Width of the memory interface – 192-bit
  • Graphic processor GP106
  • GP106 graphics processor
  • Speed of core clock – 1506 MHz
  • Boost Clock – 6 GB
  • Has 1280 shaders
  • Speed of memory clock – 2002 MHz


  • Double cooling system.
  • Easy to adjust its setting to suit your preferences


  • It is expensive

Where to buy:

CPU mining cryptocurrency

If you are a dedicated or hardcore miner, investing in the best CPU will boost your mining process is worth investing in. Remember that mining is affected by several factors, and one of them is the CPU. Getting the best CPU and best GPU for mining can help you utilize your hardware well to have maximum performance. Now let’s look at the best CPU you can use for Mining cryptocurrency.

AMD Ryzen Threadripper 3970X

AMD Ryzen Threadripper 3970X

It is an incredible CPU option that you can use and boost the performance of your hardware. It comes with 32 cores and a total of 64 thread processors. These are the factors that will help you to have a huge mining base. It also has the best cache of size 144MB, which is also the best feature for mining.

Also, this processor can work at a hash rate of 19.9kh/s, which makes it a fantastic processor because you can mine with it at a higher performance, thus boosting the whole process.

Key Features

  • 32 cores
  • 64 threads
  • Base clock – 3.7GHz
  • Boost clock – 4.5GHz
  • Total cache – 144MB
  • TDP – 80W


  • It is easy to install
  • It is Mega Multitasking CPU


  • Consuming a lot of power

Where to buy:


The above are the best hardware components you can use to boost your crypto mining. Remember, with the right and the best graphics card, you can smoothly grow your empire. Note that the critical feature that makes these hardware best is their hash rate, RAM, Ports, Clock speeds, Cooling capability, and the capability of the architecture.

Finally, for maximum performance in cryptocurrency mining, you have to consider many factors. Get the best GPU for mining in 2021 to increase your mining


Iso20022 crypto

ISO 20022 is a standard for exchanging financial messages between different applications, such as brokers or trading platforms. It defines how to encode data in XML format exchanged over networks without losing information. The Iso20022 crypto specification was developed by the Financial Services Standards Board, which consists of representatives from banking institutions, securities exchanges, clearing houses, payment systems providers, software vendors, and other interested parties.


ISO 20022 specifies two types of message formats: structured text and binary-encoded value. ST contains human-readable content, while BEV encodes this same content into machine-readable form. This allows for a more efficient transfer of data across network connections. In addition, the use of these standards reduces the risk of loss during transmission because they designed with redundancy built-in. For example, if one part of the message fails, another will take its place.

The most common application of ISO 20022 is the encoding of stock market transactions. Stock markets have been using standardized messaging protocols since at least the 1980s when the National Association of Securities Dealers introduced NASDAQ’s Market Data Transmission Protocol. Since then, many companies have adopted similar methods for their own internal communications.

How it works

The system uses more than 200 characters, which combined together with various symbols and numbers.

– ISO20022 crypto

1. The first letter of the bank id will be followed by a set of alpha characters used to identify different types of banks that may exist in one country or internationally. For example, if your credit card issued by Citibank NA (North America), the first letter – “C.” If your credit card was issued by Citibank UK, it would start with a capital “U” because they are registered in Europe instead.

2. The next set of letters signifies what type of institution issues the bank id, for example, “IBAN” or “SWIFT.”

3. Following this are the numbers that correspond to how your bank account registered with the financial institution. This means all of your banking information will be kept safe and secure by following these standards set in place by banks themselves when developing this system.

4. The next set of letters indicates the type of account, for example, “name” or “company.” This is followed by your bank id’s version number and then finally a checksum digit which ensures that any changes made along the way to your bank account details are actually valid.

5. This is a complicated system, but it’s crucial for safeguarding all of the information you store in your banking institution. It may take some time to get used to how this works, and there will be times when things don’t go 100% as planned. However, this a highly-respected system used by over 200 countries in the banking community across the world.


Iso 20022 crypto list

The following is an iso 20022 crypto list of organizations that support the standard.

1. Algorand
2. Ripple
5. XDC
6. FIX Protocol Limited
8. Visa
9. Omgeo

Applications of 20022 cryptos?

There are several areas to implement ISO 20022 cryptos. Some examples include:

  • Trading platform integration
  • Brokerage firm integration
  • Payment gateway integration
  • Clearing house integration
  • Settlement system integration
  • Trade finance provider integration
  • Bank reconciliation service integration
  • Risk management solution integration
  • Compliance requirements


How do I know a company supports ISO 20022 cryptocurrency?

If your company has any business relationship with banks, brokerages, trade finance firms, etc., chances are good that your company already supports some type of ISO 20022 cryptocurrency. You should check with them first, though!

If not, here’s how you find out:

1. Check with your bank or brokerage firm. Many financial institutions now offer APIs so that third-party developers can integrate their applications directly with those institutions’ back-office functions. Your institution may provide such an API.

2. Contact your trading partners. Ask them whether they support ISO 20022 crypto. If they don’t, ask them why not. Most likely, it’s due to a lack of demand from customers.

3. Search online. Numerous websites provide information on various types of ISO 20022 crypto, including lists of supported exchanges, brokers, clearing houses, settlement systems, etc. Is there anything else I should be aware of?


Yes. Here are two things to keep in mind:

The ISO 20022 crypto specification developed by the International Standards Organization, headquartered in Geneva, Switzerland. It is therefore vital to understand that this document governed by Swiss law. This includes the fact that all contracts entered into between parties based upon the ISO 20022 crypto specification must comply with Swiss contract laws. In other words, if you enter into a transaction using ISO 20022 crypto, then you will have to abide by Swiss law when entering into that transaction.

Also, note that the ISO 20022 crypto spec only covers transactions involving currencies. Transactions involving commodities, securities, derivatives, foreign exchange rates, etc., are outside its scope. Therefore, if you plan to use ISO 20022 crypto for these purposes, make sure you consult with your legal counsel regarding compliance issues.


The benefits of using crypto ISO 20022

Crypto 20022 ISO is designed to provide a secure messaging system that cannot be hacked like traditional methods because it uses XML-based data interchange format to implement a messaging system that is not vulnerable to traditional forms of attack.

ISO20022 crypto provides end-to-end protection with encryption, authentication, and digital signing. This means any message sent using ISO 20022 will only be able to be read by the sender and receiver unless they don’t know the password.

Iso 20022 also provides a way to make sure that only the sender and receiver will read any message even if it was intercepted.

In addition, ISO20022 crypto also designed so that messages cannot altered in transit without detection. Digital signatures used for this purpose.

So what does this mean for us as traders? Well, we need to start thinking about our own internal processes and procedures. We need to ensure that we’re following best practices within our organization. And we need to think about ways to improve our existing processes and procedures.

Best Site to Stake Crypto

Earn Crypto Passively: Crypto Staking Returns

Cryptocurrency is developing into the current world’s economic engine. Since its anonymous creation and introduction sometime in 2009, crypto has become a darling in the world of trade. Selling and buying crypto is now rampant. Many companies are slowly accepting payment through crypto, and soon enough, crypto might become a necessity in the future world. So how to earn crypto passively?

Best Crypto Coins to Stake

The original way of making crypto, and as a result money, was through mining. Mining, however, requires huge servers to solve complex mathematical solutions in transactions. This way of earning crypto is both resource intention and expensive on its own given the high power supply its demands. For an individual, mining crypto might not be the best way to make money out of the blockchain. This stumbling block, however, is easy to bypass.

Staking crypto. If you already have some crypto in your wallet, you can easily make money by staking it online. Ideally, you lend out your crypto to platforms which in turn, lend it out to others at a higher stake. You earn interest from your crypto in form of additional coins, thus improving the size of your wallet.

Earn Crypto Passively: Crypto Staking Returns

If you feel left out in the whole crypto investments, the good news is that it is not too late. You can still earn passively by staking crypto and generate generous returns. If your crypto operates through a proof of stake option, then this is a good start for you. The proof of stake option in crypto permits partial lending of crypto to platforms that can make money out of it much faster than you can. In a real-time world, staking crypto is similar to creating an interesting earning account in the bank. It gets better, the interest rates can be as high as 8%. When you lend out your crypto, it is deposited in a pool open to spending.

Crypto Stake Pool

To make more tokens, you need to stake more crypto, thus generate more returns. This way of earning crypto is passive because it involves making crypto from crypto itself. The active way is through mining. To validate more tokens, the crypto ought to be in a pool that offers better transaction validation power.

It is basic math, at an interest rate of 5%, you earn $5 for every $100 you stake, and for $200 worth of stake for the same interest, you earn $10. There is a minimum requirement for staking crypto to earn passively. Ethereum, for instance, demands 32 ETH to build a feasible pool. If you do not have this much, the way out is to join an existing pool and become a part of a larger earning group.

The returns you earn are higher because the pool has a better validation power. You can choose to stake your crypto at an individual level, but there is a catch. For every network, there is a minimum amount of tokens necessary for staking. To earn more passive crypto, stake more, and establish constant connectivity to your crypto wallet. The latter helps you to keep track of your returns as well as make stakes whenever it is opportune.

Best Site to Stake Crypto

Staking crypto can sometimes involve technological barriers that a sole investor might find cumbersome. There exist third-party service platforms that possess the technical advantage to do mass staking. You place your crypto in their platform, and they stake it for you at a fee. This type of secondary staking is at times called soft staking. Such sites exist with different names and features. The best site to stake your crypto is one that demands a considerable charging fee. These sites also have a limitation for certain crypto. There are coins they will not stake and you have to find a site that is enthusiastic to stake your coin.

So the best site to stake crypto is Binance. Binance is a leading staking site for crypto, established in 2017. Over time, Binance developed its coin and blockchains but still offers excellent staking services for other coins. It one of the few sites that stake Bitcoin. Other stackable assets are Tezos, Tether, SushiSwap, Dai, and many others. The site offers two staking options, either through the DeFi project or through locked staking where your staked coin is not within your reach during the agreed period of stake. Binance charges no staking fee.

Best Wallet to Stake Crypto

Best Crypto Coins to Stake

The initial idea for staking is to make money. You have to choose the coin that makes more money for you. It could depend on the way the coin fairs in the market or its general demand in the blockchain. More famous crypto coins tend to earn more stakes. Some staking sites, however, might consider high-profile coins to be risky and completely avoid staking them.

So what is the best crypto coins to stake? Binance coin is a profitable coin to stake. It earns 30% interest on stakes. Through a trusted wallet, Binance is very profitable. If you decide to go for higher profits, Akash Coin offers a high interest of up to 58%.

Best Wallet to Stake Crypto

One of the best wallets to stake crypto is the Atomic wallet. For starters, it charges no fee. Secondly, it allows the staking of multiple coins in a most secure, anonymous, and decentralized way. Interestingly, this wallet incorporates an automatic crypto swap where you can change one crypto into its equivalent in the other by a click of a button. Atomic wallet is available for different operating systems on desktops and mobile phones.

Earn Crypto Passively Crypto Staking Returns

Crypto Stake Pool

What is crypto stake pool? Stake pools for crypto are nodes within the blockchain with public access. It enables crypto holders to send their ADA and delegate stakes. Stake pools are run by individuals or companies. The catch is that in any case, the pool operator must have adequate technical skills to support the computing infrastructure. There are minimum connectivity and software requirements to run crypto, but the most important is connectivity. Unreliable operators are up for fines.

There are alternative ways of earning crypto other than mining. Staking is a passive way of making returns from crypto investments. For successful crypto earning career, choose the best staking site, the most profitable coin, and a wallet that is easy to use. If you decide to run a stake pool on your own, be reliable and possess matching technical skills.


Data Security Management

Every year, we hear or read about massive data breaches that cost companies millions of money. Today, data is as valuable as currency. When it falls into the wrong hands, this information can use to exploit, extort or even blackmail innocent victims. These breaches have forced many organizations to divert their attention to online data security management.


In previous article we try to find how to avoid blockchain hacking. In this article, we are going to introduce you to data security management and some of the crucial aspects that revolve around it including technologies that can help secure data.

Enterprise Data Protection

The term Enterprise Data Protection refers to the process of delivering, monitoring, and managing data protection within all departments of an organization. This process involves the use of various tools and techniques to safeguard customer/user data from breaches.

Within a company, Enterprise Data Protection ensures data isn’t easily lost nor is it accessed by unauthorized personnel. This is achieved through the enforcement of strict policies and standards that have to be adhered to by the organization’s employees.

Below are key steps that can help an organization protect its data;

  1. Identification of data available – The purpose of this step is to know which data is vulnerable and diverse ways on how to protect it better.

  2. Data classification – Depending on the size of the organization, the data available may be too broad for the management to handle. Through classification, sensitive information can filter out and given more priority in terms of security.

  3. Risk Management – Having classified sensitive data, it is up to the organization to manage and reduce the risk of such data.

  4. Crafting a breach response – It is mandatory for a company to know what to do if their data gets breached. This is crucial as it minimizes the impacts of a data breach.

Data Security Management

Storage of data online is convenient, fast, saves up on space, and is relatively cost-effective. But it comes with a high risk of security breaches. Because most organizations nowadays opt to store data online, data security management has become a fundamental factor that requires a lot of attention.

Data security management entails the oversight of a company’s data so that it’s not accessed or corrupted by non-authorized persons. Management of data security requires planning, verification, and integration of systems that ensure the organization’s data is in safe hands.

It should involve the following aspects;

  • Creation of backups so that data isn’t lost

  • Encryption of data to make it inaccessible when transferred or stored online

  • Erasing of information when the device discarded or sold

  • Masking of data to hide sensitive information

  • Authentication through the use of passwords and usernames

  • Usage of electronic security tokens (commonly used on physical devices storing digital data)

Data security management is a lengthy and complex process that involves everyone within the organization. Obviously, there must be certain individuals who will task to oversee this process and ensure information is kept safe. To make this possible, certain data security technologies have to be used.


Data Security Technologies

Living in an era where data breaches are so rampant, technology plays a key role in leveling out the battlefield. The following data security technologies make it harder for information to be lost or accessed by unauthorized people.

  1. Cloud data protection – Nowadays, when you work with the likes of Symantec or Cisco, you get both cloud storage and high-end encryption to secure your data.

  2. Tokenization – This cutting edge technology substitutes sensitive data for a randomly generated value, thus making it harder for hackers to access the original file.

  3. Data access governance – When data volumes increase, there arises the need for cleaning up and discovery of new sensitive information while managing permissions and access. This is what data access governance can do for you.

  4. Data discovery and flow mapping – This new technology allows management to scan new data and classify according to sensitivity.

Other data security technologies include; application-level encryption and enterprise key management.


Data Security Threats

Having talked much about data security management and protection, what are some of these threats that we are protecting it from?

  • Public Wi-Fi access – This is the biggest data security threat today. We all love free things. When you are at the airport or coffee shop, you may tempt to engage in some light ‘out of the office’ work. This puts you at a high risk of giving away sensitive information because you connected to an unsecured network.

  • Shoulder surfing – This refers to when a hacker peers over your shoulder to obtain data from your phone or laptop. This can happen anywhere even at the office. Employees who tasks by an organization to handle sensitive details should be aware of their surroundings and prevent this threat from exposing data.

  • Malware – Thanks to antivirus software, this is no longer a major threat. However, spyware and viruses expose your phone or laptop to cyber criminals who can gain access to data.

  • Phishing scams – This threat comes in the form of a link or website that asks for your details and uses them to access your data.

There are lots of data security threats out there. And new ones keep on being invented every day. As an internet user, you should be well-versed with the threats that exist out there and know how to avoid them.


Types of Security Breaches

Knowing the different types of data breaches that exist is important in helping prevention of such scenarios as well as devising ways on dealing with them (if they do occur). Types of security breaches:

  1. Physical Breach – This happens when a laptop, smartphone, or hard drive stolen and it happens to contain sensitive data. Hackers then break into the device and look for data. This can avoid by setting up strong passwords and using technology that allows you to remotely factory reset the device.

  2. Electronic Breach – It involves the unauthorized entry on a network or system where data stored. Electronic breaches did through phishing or the use of malware. Encryption is the best way to prevent this type of breach.

Final Thoughts

It’s not just organizations that can benefit from data security management but so can everyone. Information is very important and you need to ensure it is secure. Finally, through the identification of data security threats and using the latest technologies, you can manage and safeguard sensitive information from cyber criminals.


Topia Coin

Token Economy as part of the launch of the SDFS network, Topia Technology will release a new cryptocurrency token known as Topia Coin. Within the SDFS network, this token will be used to pay for services as well as to reward users who contribute to network health. In the Topia Coin economy, token uses range from paying fees associated with the container creation and replication of digital assets to serve as a value exchange medium in applications built on the SDFS network.


Topia Coin probably will pay container creation fees. These fees will keep low and will allow users to securely transfer digital assets to other SDFS users. This fee may divide between Topia Technology and 3rdparty developers based on a negotiated split. In certain cases, Topia Technology, or 3rd-party application developers, may choose to underwrite the container creation cost by covering the creation fee.

Within a container, Topia Coin is used to power the transfer and replication of digital assets amongst the container’s members. Applications that want to upload digital assets will deposit a small amount of Topia Coin into the container to cover the cost of paying the other members to replicate the digital assets for high availability. Periodically, applications that provide the replication service will provide proof of replication, which will allow them to earn a small amount of Topia Coin paid by the asset owner. This payment will deduct from the owner’s account and credit to the replicator’s account.

3rd-party developers will be able to accept Topia Coin as a first-class currency for payments within their applications. Since the SDFS network can already handle transactions, 3rd-party developers can leverage this capability to handle payment transfers on behalf of users for products other than SDFS containers and replication services.


Topia Technology

Topia Technology will offer a bug bounty on defects discovered in SDFS libraries. Payments on these bounties will make in Topia Coin. Finally, Topia Coin will be directly exchangeable between users. This may allow a user to “tip” another user in exchange for a designated service.

There is no planned currency inflation in Topia Coin. However, Topia Technology reserves the right to issue additional tokens in the future. These tokens would be issued in a manner that ensures the functionality of the SDFS ecosystem, generates additional benefits for users of the system and meets market demand. Topia Technology will not engage in any new token issuance within 3 years of network launch.

SDFS Support Network

The SDFS Support Network made up of systems that offer their CPU and storage to other SDFS users and host micro-network blockchains. Thus, end-user systems do not need to run individual blockchains; rather, this requirement offloaded onto higher-power systems whose purpose is to host these blockchains and provide data replication. Support Network nodes compensated in Topia Coin for the use of their systems. These fees paid by users who host their blockchains or replicate data on the node.

To ensure that Support Network nodes function properly, SDFS requires that all systems wishing to participate in the Support Network stake Topia Coin as a guarantee. Nodes that do not fulfil their obligations or that fail to provide the agreed-upon service lose some of their staked tokens. If a node’s staked tokens fall below a certain threshold, the node can no longer participate in the Support Network.


SDFS Master Smart Contract (SMSC)

Support Network nodes must stake Topia Coin with the SDFS Master Smart Contract (SMSC) to be registered with the Support Network. dApps using SDFS communicate with the SMSC to locate a Support Network node that is available to host a new micro-network. Once a node has identified, the SDFS library will contact the node, request the creation of a new blockchain, and use that new blockchain to set up a new container. If the user or dApp needs to provide redundancy and high-availability, the SMSC will be further queried to identify additional Support Network nodes. Also, the nodes can contact and ask to join an existing micro-network or to provide data replication for micro-network content. These nodes will then join the blockchain, start providing consensus within the micro-network and replicate secured data on behalf of users.

To ensure that Support Network nodes meet expected service levels for high availability. Also, they must regularly check in with the SMSC to report the status of the blockchains they are hosting and the data they are replicating. Nodes that fail to check-in forfeit a portion of their staked tokens. If a node loses too many staked tokens, it downgraded in the smart contract, and fewer blockchains directed to it for hosting. Eventually, the SMSC will stop sending any blockchains to them. Finally, this provides an incentive for Support Network nodes to maintain high availability and reliability for hosted blockchains.


Secrata security platform

As we said Topia Technology was founded in 1999 and spent a decade securely moving and managing data in complex distributed environments for programs with the US Army, the Federal Aviation Administration, the US Air Force and the Transportation Security Administration.

Also, each of these customers required security complemented by strong performance metrics. These challenges were met by Topia’s innovative solutions and seasoned engineering teams. With this experience in high security, high performance environments, Topia developed its battle-tested security platform. This platform called Secrata, to provide unmatched security, flexibility, extensibility and performance.


Secrata is a patented technology that shreds and encrypts data end-toend to harden security for cloud, Big Data and mobile environments. Also, it is the only triple layer enterprise security platform providing encryption. And  separation also end-to-end and protecting against both brute force attacks and more innovative security threats. Also, Secrata ensures a new level of security, privacy and compliance for data regardless of where it is stored or how it is accessed.

Data Encryption

SDFS will leverage secure data transfer techniques that Topia Technology developed for its Secrata Enterprise Platform. These techniques involve the shredding of digital assets into separate chunks and the application of multiple encryption layers. Layers to ensure that the chunks are protected and can only be accessed by the members of a specific container

Data Flow

The following section describes in greater detail the processes by which standard Secrata operations performed. Also, these data flows make use of blockchain as well as the DHT.



Blockchain Hacking – How To Avoid?

It is unfortunate that blockchains which were once perceived as unhackable, are now getting hacked. Cyber insecurity is now at an all-time high and its main target is the blockchain. Scenarios such as the 51% attack (where a hacker can gain more than half of a Cryptocurrency network computing power to make double-spends) which was once a theory has already been used to steal thousands worth of cryptocurrency from exchange programs like Coinbase. So, what does that mean for the crypto-community? Despite these attacks, cryptocurrency is now more popular than ever. This is why we have taken the initiative of spreading awareness on blockchain hacking, cyber security, and measures one can take to secure their cryptocurrency.


Blockchain Hacking

This occurs when hackers exploit the design, implementation, and network of blockchains. As you may already know, blockchains distributed records of transactions. And hackers have been able to find cyber security loopholes within these networks. That’s why since the inception of cryptocurrency, hackers have been able to loot $2 billion worth of cryptocurrency.

To understand how blockchain hacking can occur, it is imperative that you are familiar with some terms. In a blockchain, there is a protocol referred to as nodes. These are a set of rules that determines how the computers in a blockchain should work. The nodes work to enhancing the security of the chain and this feature is what makes crypto technology so impressive.

The complexity of blockchains is both a blessing and a curse in disguise. Yes, it does make the chain more secure but being so complicated, there is a high risk of making errors when setting it up. For example, Zcash recently admitted to making a cryptographic error where hackers could have made unlimited fake Zcash. The good news is no one discovered that loophole and it fixed.

Cyber Security Blockchain

We are all aware of the harmful effects of a cyber-attack on any business or company. It’s not just funds that are at risk but sensitive data could also fall in the wrong hands. Ever since the beginning of the internet, consumers have had to deal with cyber insecurity. More about data security.


Fortunately, when cyber security blockchain technology was introduced, industries can now benefit from improved cyber security. Thanks to decentralized blockchain technology, data breaches occurring due to cyber-attacks can be prevented. It can offer decentralized medium storage and secure both DNS (domain name system), ensuring safe browsing and online shopping.

Blockchain Security Issues

There are several ways on how blockchain hacking can occur. It could be due to some weakness in the chain, or errors committed by the crypto owner. Let’s look at the top 4 blockchain security issues.

  1. 51% Attack – We already talked about this scenario where a hacker can gain more power over the blockchain system and carry out double spends. The latter refers to erasing transactions once goods are received and using the tokens for the second time.

  2. Phishing – This has always been a threat to cyber security. It involves persuading innocent victims to cli8ck on a malicious link so that hackers can obtain their personal data. Phishing is mostly done via email and it often comes under the disguise of a trusted third-party site.

  3. Routing Attack – Because cryptocurrencies use online traffic, they must pass through internet service providers. Hackers perform a routing attack by intercepting data when it is being sent to the ISP. Even though blockchains are decentralized and are unlikely to be intercepted through routing, nodes can be infiltrated and this puts you at some risk.

  4. Typosquatting – One of the oldest tricks in the books of hackers. This involves the creation of fake websites with the aim of obtaining user data. In the blockchain community, hackers create fake crypto exchange websites to gain access to your password and username.


How to Avoid Blockchain Hacking?

Now that you understand what blockchain hacking is and the security issues that revolve around it as well as its impact on cyber security, here are ways on how you can keep your cryptocurrency safe.

  1. Break up your cryptocurrency – For those who have thousands worth of cryptos, the best option is not to put all your eggs in one basket. Several cryptocurrencies and platforms have been under attack for the past two years. And you never know where hackers might hit next. Have several wallets.

  2. Use a particular computer for cryptocurrency – Never sign in to your crypto wallet with your work computer or even a friend’s PC. It is advisable to set aside a specific computer for crypto assets. This will ensure total safety of your coins.

  3. Put your trust in stronger passwords and data encryption – If your flash drive, phone, or laptop stolen, how easy will it be for the thieves to gain access to your wallets? You should always encrypt all your devices and use strong passwords that people can’t guess easily. Forget about using your birthday or surname as your crypto wallet passwords.

  4. Be a smart internet user – When talking about blockchain security issues, we highlighted how phishing and typosquatting can result in blockchain hacks. Be keen when exchanging cryptos, updating software, or even opening mail. This will ensure you aren’t a victim of cyber-attacks.


Enhancing cyber security measures is key when it comes to preventing blockchain hacking. All digital networks, blockchain included are susceptible to vulnerabilities. For you to keep your crypto assets safe, you must have a defensive mindset always. This includes educating yourself about newer techniques hackers are using to infiltrate blockchains and finding solutions on how to avoid this.


Topia technology

The SDFS network will provide decentralized applications with a secure, point-to-point, micro-network-based data layer that allows the exchange of data between instances of an application across a decentralized network. The micro-networks allow data and digital assets securely sent to other application instances. And will automatically shred and encrypt the assets using Topia Technology world-class encryption technology. This ensures that the data is available only to the application instances for which it intended.


The SDFS network acts as a “support network” for individual micro-networks, providing blockchain hosting and data replication services. Since blockchains require an active node running to maintain continuity of the chain, the support network hosts micro-network blockchains on high-availability systems. These systems provide reliable blockchain hosting while maintaining the security of the micro-network’s encrypted content.

The SDFS network adopts techniques from the peer-to-peer and blockchain worlds to create a system. System to transfer digital assets securely between application instances while eliminating the need for a centralized server. By combining blockchain protocols, peer-to-peer data transfers, and the data security technology of Secratai, developers can easily and securely transfer digital assets between users of their decentralized applications. The blockchain provides a cryptographically secure log of all data transfers and ensures that only authorized users can access the assets being sent across the network.

The SDFS data layer will allow applications to:
1. Establish containers for digital assets
2. Invite other application instances/users to access the container.

This way, decentralized applications can securely exchange data between instances and retain their ability to interact with public blockchains to accomplish their primary function.


Addressing Performance of Large Blockchains

Public blockchains may hampered by their sheer size; bootstrapping a new node onto a public blockchain may require the transfer of tens or hundreds of Gigabytes of data. For example, the Bitcoin blockchain is currently over 170 GBii, requiring hours or days to synchronize a new node. SDFS addresses this issue by allowing the developer to run outside the public blockchain in most cases. These much smaller chains allow faster operation.

Secure Collaboration Application

To demonstrate the SDFS network and its capabilities, Topia Technology will use the data layer libraries and SDFS network to develop a Secure Collaboration suite. This suite will allow users to create secure collaboration spaces via SDFS containers. Files and digital assets uploaded to these collaboration spaces will shred and encrypt to ensure security. When invited to the collaboration space, other users may view and modify existing assets or add new ones. Users can send secure messages to each other in the collaboration space, which allows them to coordinate on projects.

The Secure Collaboration suite will provide users with an intuitive UI that includes a list of all of the collaboration spaces where they are members. Each collaboration space will show all files and digital assets contained therein, along with any messages left by members. The application will include address books and auto-discovery that allow members to invite new users using email addresses.

Topia Technology plans to develop clients for Windows desktops, iOS mobile devices, and Android devices. All software versions will include full SDFS network capabilities and ensure full end-to-end encryption. SDFS Use Cases The SDFS network enables the development of applications that allow users to work together securely. Selected application use cases described below.


SDFS Secure Messaging Application

A company requiring secure communication between employees can create a Secure Messaging application on top of the SDFS network. Initiating a secure communication with another user would automatically create a secure container. Messages between users would be encrypted and the action stored in the container blockchain. Files attached to messages would automatically and securely upload to the container using SDFS’s secure digital asset-sharing capability and then recorded in the container blockchain. Also the application could allow file editing of using SDFS to do a secure and encrypted download of the asset to a software editing program, with the result being encrypted and uploaded back to the container.

Lawyers, CPAs, and other Professional Services Providers

Lawyers, CPAs, and other professional service providers need to be able to exchange confidential documents with their clients. Also, an application created using the SDFS network and API to allow such exchanges. Using an SDFS-based application, they could track the documents they shared with their clients, ensure that they were delivered securely, receive sensitive documents from their clients, and securely communicate without fear of
eavesdropping or disclosure of sensitive digital assets. SDFS would handle the creation of a container for the digital asset, as well as the secure transfer and messaging between Service Provider and client. A payment system added to the SDFS-based application, with the container blockchain recording the transaction.

Delivery of Digital Assets for Online Sales

A company that needs to securely process the sale and delivery of digital assets. Such as movies, music, or electronic tickets and it could use the SDFS network and data layer libraries to streamline the delivery process. Using the SDFS network, the company would be able to securely deliver both the purchased digital assets and a
sales receipt. Also SDFS ensures the security of the delivered assets, preventing theft or loss, creating an immutable log of the delivery process. The company’s application would, upon completion of a sale, create a container for delivery of the purchased assets. It would then place copies of the purchased assets, along with the purchase receipt, into the container.


These actions, along with the invitation of the purchaser to the container, would be recorded in the container’s blockchain. When the purchaser accesses the container to retrieve their purchased assets, the blockchain would be updated to record their acceptance of the digital assets, providing a record to the company of the successful delivery. Once the transaction is complete, the company’s application could keep the container. Also its contents for as long as needed, discarding it after an appropriate period of time.

SDFS Differentiators

The market for blockchain-based decentralized file storage applications is largely served by-products like FileCoin, StorJ, and MaidSafe. Each of these products focuses on allowing a user to store and access their
content. None of these products focuses on the problem of securely sharing information and digital assets. SDFS focuses on this important aspect. Also SDFS addresses the need for sharing digital assets by providing a secure
data layer to reliably and securely transfer data and digital assets between application instances.

In conclusion, the SDFS network provides a secure data layer that allows applications to distribute digital assets to other instances in a manner that maintains asset integrity and security. Using the support network, these secure micro-networks can provide high-availability of both blockchains and digital assets even when individual users are not online. As part of its data transfer capabilities, the SDFS data layer can distribute digital assets to other members as well as provide secure replication and high availability through the support network.
To meet rigorous security requirements, SDFS uses Topia Technology hardened security methods to shred and encrypt digital assets before they stored on the decentralized network. This protects digital assets and ensures that only authorized users can access the necessary decryption keys.


SDFS – Secure Decentralized File Sharing

The rise of blockchains has created an inflexion point that is driving the creation of a new “decentralized Internet”. With the rise of decentralized blockchain-based cryptocurrencies like Bitcoin and Ethereum, momentum for the creation of a decentralized Internet has surged. Numerous projects offer pieces of this decentralized Internet, from name lookup services to a world-wide shared storage system. But a decentralized data layer for the decentralized applications (dApps) built on top of the blockchain is missing. We would like to introduce you SDFS.

internet security and data protection concept, cybersecurity

The meaning of SDFS

The Secure Decentralized File Sharing (SDFS) network is designed to provide decentralized applications with a secure, point-to-point data layer that enables data exchange between instances of an application using secure micro-networks. Data and digital assets securely sent to other application instances. Also ir will automatically shred and encrypt using Topia Technology’s world-class encryption technology. This ensures that the data is available only to intended application instances and users.

Using the SDFS network and its secure micro-networks in the SDFS libraries, developers of dApps and manufacturers of IoT devices can build security into their products from the ground up. These libraries will simplify the process of securing devices and software. Using the SDFS network, movement of data between devices, applications, and servers is secured by the micro-networks without requiring each developer or manufacturer to create their own security solutions. Instead, developers build on top of SDFS’ tried and tested technology, and their users, devices, and data will be protected.

By combining blockchain, file-sharing protocols, and proven data security methods, the SDFS network fills the gap and enables developers to leverage the decentralized Internet to power their decentralized applications. The SDFS network will create a secure data layer. And they will allow the future decentralized Internet to achieve its full potential.



The SDFS network will create a secure data layer. It will allow the future decentralized Internet to achieve its full potential. Blockchains can revolutionize the Internet and power the decentralized networks of the future because they can securely record transactions and activity in a network. However, blockchains by themselves will not solve every issue inherent in a truly decentralized network. Many gaps exist between blockchains and the full stack necessary to power the decentralized Internet. There are solutions to bridge some of these gaps. But the ability to securely exchange data in a manner that prevents unwanted disclosure still needed.

SSL/TLS connections

Currently, data sharing between systems in a special way. For example, clients contact servers to request information and servers send the requested information back to the clients. When security is requiring, clients establish SSL/TLS connections to encrypt data flowing between the client and server.

Using SSL/TLS to protect data connections necessarily depends on the centralized certificate authority system underpinning the secure Internet of today. These certificate authorities act as gatekeepers, controlling access to the digital certificates necessary to establish secure connections. In a decentralized Internet, such gatekeepers will unwanted and undesirable. This presents a challenge when establishing trust.


New file storage solutions – SDFS Window, MaidSafe etc.

While existing peer-to-peer systems allow clients to communicate directly with one another, they represent a fraction of the traffic compared to traditional client-server-based counterparts. There are many challenges to adopting the client-server model to decentralized applications running in a decentralized Internet. Application users don’t want to rely on centralized systems for accessing data, and blockchains not designed to store high-volume data. This leaves a gap when securely transferring data between instances of a decentralized application.

The blockchain market has fostered the development of several decentralized file storage solutions, including FileCoin, Storj, SDFS Window and MaidSafe. Each promises users access to high-volume storage distributed across the Internet and the opportunity to rent out their unused storage capacity to other users. But these solutions are limited to allowing users to store and access their content. Currently, no solution allows application-level data sharing or enables an application to send data across the network to other instances of itself.